Friday, July 18, 2008

Update figure - finally!

So I finally remembered to fill in my budget and here's the big number....and here's the big update!



!!!! Or, if you include how much I've paid down my school loans, the total amount of debt paid since November 2007 is....


Thursday, July 17, 2008

Another thing to be proud of...

I meant to p0ast this earlier but I forgot.

In June, for the first time in my life, I made a donation the campaign of a political candidate. I'm not going to tell you who, or what office they're running for, but it's someone I really believe in and would like to see succeed. So I made a pretty sizable (for me) donation, and it was matched by a former donor. That was part of the reason I chose to donate when I did - I was inspired by the commitment that a former donor was showing to continue being part of the campaign if he/she was willing to match donations (which could be up to $2300, potentially, although mine of course was much smaller than that). But I figured if other people are willing to make continuing commitments to this cause, then that confirms my feeling that there is something special going on here. I really want to see this person elected, and because I feel passionately about what I think should happen, I decided to "put my money where my mouth is," as the saying goes, even though I am otherwise being so tight-fisted with the rest of that money.

So my update figure could have been a little higher, but I'm glad that I was secure enough to be able to do this and I'm proud of my active participation in the democratic process. Yay!

Oh and I swear I really will update my budget doc later and give you a real update figure ;) I think it will be a good one. I just keep forgetting!

P.S. Make sure you get informed and VOTE this year! :)

Tuesday, July 15, 2008

Back ... with a bang!

So I *meant* to update my blog on June 16, as I usually do, with my Debt Reduction Resolution Update (TM), but that was right in the middle of the last week of school and I was losing my mind. After that, I spent a couple of weeks being exceptionally lazy and as mindless as possible :)

But it's mid-month again, and I just got paaaaaaaid, so I decided to go online and make a few payments. Now I don't have my fancy budget database file with me (I'm not p0asting from home), so I can't give you the tremendous update figure you are so anxiously waiting for. That will have to be p0asted later. There are a couple of big things I *can* point out now, however!

1) I paid off my second-to-last credit card completely. Now there is only ONE left with a balance on it!

b) My only remaining credit card is locked in at a rate of 2.99%.

III) The amount on that card is less than I make in one month. That doesn't necessarily mean that I'll be able to pay it all off in one month (I will be paying my 6-month car insurance *IN CASH* next month after all), but still. That is a very reasonable target balance to have in my sights.

4) After that card is paid off, I will only owe money to my mom. And a) it's at 0% interest (currently! ha ha!) and 2) I really don't mind paying money to my mom. She's a nice lady.

So can you believe it? Only one credit card left to go...