Story of my life.
And, in an anecdote which those of you that know me will also recognize as the story of my life (in a better way), I called the car insurance company today and terrorized them for awhile about my rate and why it is not lower. The guy is going to see if he can get me a discount because I have done "graduate work." Of course, as I pointed out to him, I did my graduate work five years ago, but he said it's a new discount. Just as long as he lowers my rate.
And really, it's already less than $100 a month, it's not that bad, per se, I just hate paying it. And now, hopefully, I will pay less of it.
I honestly would quit harassing people if they'd stop making me pay money for things :)