What two (years) can do

As you may or may not remember, I started my Debt Destruction Resolution (TM!) in November 2007. As I've just hit the two-year anniversary of that decision this week, I wanted to take a moment to reflect on where two years has brought me. No, scratch that. That is way too passive of a sentence. Rather I'm going to reflect on what I HAVE DONE in two years!

• paid off my car
• paid off all my credit cards
• become completely consumer debt free
• started multiple savings accounts
• created multiple (albeit small) income streams
• taken advantage of special rate offers from multiple banks to maximize return
• started a Roth IRA
• worked up to the point where I am able to fully fund a Roth within one calendar year
• contributed enough to my regular retirement to get the full company match
• established annual savings goals and am on my way to reaching them
• started planning ahead so my expenses are easy to cover without using credit
• have reduced my monthly expenses by more than half
• have saved over four months' worth of expenses in an Emergency Fund
• have kept more than $2,000 of "short term emergency" money in the bank for over a year
• have paid off a combined total of $29,638.63 worth of debt (including the car, cards, loan, and payments toward the school loan)
• put 63% of my income for year one toward getting debt free
• have so far this year saved over 50% of my income (yes, really!)

And here's a real big kicker:

I am only $1,581.07 away from having a positive net worth - INCLUDING the student loan.

I think that's pretty amazing. That means I have increased my overall net worth by $46,667.22 in the last two years. Not bad on a $36k/yr salary, I think. :)

This calls for a HAPPY DANCE!

Okay, peeps, show me your happy dance ;)